FORFI connects the data your bank already has with external market signals, finds the revenue opportunities
in it, and runs the work that turns each one into a booked result, autonomously.
Customer data sits across core, loan origination, loan management, CRM, treasury and spreadsheets, and those
systems rarely talk to each other. The moment a customer needs a product passes unnoticed. And when an
opportunity is spotted, it still needs outreach, follow-ups, documents and approvals before it becomes
revenue.
Core
Loan origination
Loan management
CRM
Treasury
Spreadsheets
A customer moment, missed between systems
02How it works
From data to revenue. Automatically.
01 · Connect the data
Sits on top of your systems
FORFI reads from the systems your bank already runs and adds external signals, with zero integration.
There's no rip-and-replace project before value starts.
02 · Find the opportunity
Who, what and why now
AI analyzes that data continuously. For each opportunity it names who to contact, what product to offer
and why now.
03 · Make it happen
Runs the work behind it
Agents carry each opportunity through outreach, qualification, documents, approvals, system updates and
monitoring, all the way to revenue.
03An example
One opportunity, fully explained.
Every recommendation shows who to contact, what to offer, why now, and the signals behind it.
ML
Meridian Logistics LLC
Commercial · Logistics · 55 employees
Example
+$60K/yr
Estimated annual value
+ $12K one-time income
92Score
Recommended productWorking Capital Line of Credit
Why this customer
Contract-driven capital need
Rapid business growth
Existing credit line near limit
Signals
ExternalWon a $2M contractPublic RFP
ExternalHiring surge, 12 rolesJob boards
ExternalIncreased marketing spendAd intel
InternalDeposits up 38% in 90 daysCore banking
InternalCredit line near limitLoan management
Suggested outreachWorkflow
Pattern match
2,418commercial customers
312rising deposits and growth
47contract win and hiring
Meridian Logistics sits in this cohort
73%
of this cohort took a Working Capital Line of Credit within 90 days.
Every opportunity carries
Customer
Product
Score
Expected value
Why now
Signals
Outreach
Workflow
Not a black box
Each recommendation shows the systems, data, score and reasoning behind it.
One customer view
Products, relationships, history and signals in a single profile.
04The data
Internal systems and external signals, together.
Inside the bank
Core banking
CRM
Loan origination and loan management
Treasury
Spreadsheets
FORFIOpportunities
Outside the bank
News
UCC filings
Hiring activity
Government registries and filings
Market and liquidity events
05Where revenue comes from
Opportunities across your full product portfolio.
Revenue from customers your bank already has.
Commercial
C&I lending
CRE opportunities
Equipment financing
Line-of-credit expansion
SBA opportunities
Treasury and deposits
Treasury management gaps
High-balance customers
New deposit opportunities
Deposit retention risk
Maturing CDs
Relationship expansion
Loan-only, no deposits
Product gaps
Underpenetrated households
Growth or liquidity signals
06The work
Agents do the follow-through. Your bank stays in control.
Outreach and follow-ups
RM agent
The first contact and every reminder after it.
Qualification and documents
Qualification agent · Document agent
The questions to ask and the paperwork to collect.
Approvals
Approval agent
Routed to your bank's own approvers, as a step in the workflow.
Your bank decides
System updates and monitoring
Operations agent · Monitoring agent
Records kept current, and progress tracked to the result.
Assisted outreach
FORFI prepares the data, talking points and a ready-to-send message. The banker reviews and sends.
Automated outreach
FORFI runs approved workflows through your channels and rules, and brings the banker in when the customer replies.
Email
SMS
LinkedIn
Bank app
07Security and setup
Secure, compliant and ready to connect.
No heavy IT project. FORFI adapts to your data, not the other way around.
Your systems
Core, LOS, LMS, CRM, treasury, reports
Secure transfer
Daily export files over SFTP
FORFI
FORFI
Mapping, identity resolution, signal detection
Outputs
Alerts, workflows, outreach, dashboard
No core replacement
No API development
No middleware
No production changes
SOC 2 Type II
Certification in progress.
In progress
PII protected
Tokenized or secured before processing. No raw PII exposure.
Your data stays yours
Never shared, sold or used beyond your bank's engagement.
AI guardrails
Built-in controls keep outreach compliant with UDAP rules.
SaaS
Cloud-hosted with fully tokenized data. Raw customer data never leaves your environment.
Tokenized data
Fast deployment
Auto updates
On-premise
Deployed inside your own infrastructure. Nothing leaves your network.
Full data control
Air-gapped ready
Custom compliance
08How it's measured
One number: revenue.
Insights produced
Dashboards viewed
FORFI is measured by how much revenue it made for your bank.
Start
One focused use case
Surface
High-value opportunities from your existing portfolio
Measure
Results in revenue
09FAQ
Questions banks ask first
What kind of revenue opportunities does FORFI surface?
Opportunities in your existing customer base that your team would otherwise miss. That includes non-interest income such as treasury management, SBA referrals, deposit growth and interest rate swaps, plus CRE and C&I lending found through expansion signals, contract wins and credit-line usage. It covers retail too, including HELOC, auto refinancing and personal credit cross-sells.
How does FORFI handle data security and compliance?
Security is foundational. In the SaaS deployment, customer data is fully tokenized before it leaves your environment, so no raw PII is processed in the cloud. Banks with stricter requirements can run FORFI on-premise, including in air-gapped environments. SOC 2 is in progress, and FORFI is designed to meet GLBA, FFIEC and state-level regulatory requirements.
What integrations are required? Do we need to connect to our core banking system?
No complex integration is needed. FORFI works from secure daily file transfers: standard flat files such as CSV over SFTP. There is no direct API connection to your core, no middleware, no schema changes and no risk to your production systems. Most banks are up and running within weeks, not months.
How do we get started, and what does a typical pilot look like?
Start small and prove value fast. A typical pilot focuses on one high-impact use case, such as commercial loan opportunities in a construction portfolio or deposit-retention risk in one segment. FORFI works with a sample of your data, surfaces real opportunities within the first two weeks and measures results against your existing pipeline. There are no long contracts or big upfront commitments.
Does our team need to dedicate engineering resources?
No. FORFI is built for banks without large data-science or engineering teams. Your team provides the daily files, and FORFI handles ingestion, signal detection, AI analysis, campaign generation and outreach. Relationship managers review and approve the opportunities. Most pilots need less than two hours a week from your team.
How does FORFI provide a Customer 360 view?
FORFI combines internal banking data (deposit accounts, loan portfolios, transaction history and product holdings) with external signals such as procurement filings, permit activity, ownership changes and hiring. The result is one always-current customer and household view, where relationship managers see wallet share, cross-sell gaps, risk indicators and current intent in one place.
→Private demo
See it with your own data.
We'll walk you through FORFI privately and talk about the use case that matters most to your bank.