Everything about one bank or credit union
What changed this quarter, key facts, a scorecard against peers, watch items and a loan review, each with its source.
FORFI Intelligence · Public filings
Know the institution. See the opportunity.
Intelligence on every U.S. bank and credit union: what changed each quarter, how it compares with its peers, and plain-English signals, with every figure traced to its public filing.
Wells Fargo BankSioux Falls, SD · RSSD 451965
Q2 2026
- Total assets
- $1.91T+9.2% YoY
- Gross loans & leases
- $997.79B+11.5% YoY
- Deposits
- $1.56T+11.8% YoY
- Return on assets
- 1.46%quarter
- Net interest margin
- 3.12%quarter
- Efficiency ratio
- 53.08%quarter
Worth a lookFunding pressure building
#4 of 4,313 U.S. banks by total assets · FFIEC Call Report
- Institutions
- 9,000+ banks and credit unions
- Measures
- 400+ financial measures
- Updated
- Every quarter from FDIC, FFIEC and NCUA filings
01What changed
The numbers that matter, in plain English.
Each quarter, FORFI Intelligence reads the new filings and compares every institution with its peers. Where something is moving differently, it says so in a sentence, with the figures behind it.
Wells Fargo Bank · What changed in Q2 20265 of 24 FORFI signals stand out against 52 similar banks
See the full page-
Worth a look
Funding pressure building
Cost of all deposits −31 bpsNon-interest-bearing deposit share +3.8 pp -
Worth a look
Margin squeezed by funding costs
Net interest margin −20 bpsCost of all deposits −31 bps -
Worth a look
Leverage capital ratio falling while the peer median holds steady
Leverage ratio −1.4 pp12-month change−0.9 pp vs 0.0 pp for peers
Wells FargoPeer median
Signals are descriptive screens, not ratings, forecasts or advice. Figures from the FFIEC Call Report for the quarter ended June 30, 2026, as shown on FORFI Intelligence.
02A real example
Wells Fargo, measured against its peers.
Two views from the Wells Fargo Bank page on FORFI Intelligence, with its second-quarter 2026 filing: where it sits against similar banks, and what its loan book is made of.
- Leverage ratio 8.02% vs 9.49% −1.47 pp
- CET1 ratio 12.06% vs 13.16% −1.10 pp
- Net interest margin 3.12% vs 3.29% −0.16 pp
- Cost of all deposits 1.49% vs 1.79% −0.30 pp
- Efficiency ratio 53.08% vs 55.21% −2.13 pp
- Return on assets 1.46% vs 1.26% +0.20 pp
- Return on equity 16.04% vs 13.06% +2.98 pp
- Nonperforming assets 0.56% vs 0.51% +0.05 pp
- Loans / deposits 63.82% vs 75.73% −11.91 pp
- Core deposits / assets 73.55% vs 69.53% +4.01 pp
- Uninsured deposit ratio 50.57% vs 44.91% +5.66 pp
- Net charge-off ratio 0.35% vs 0.30% +0.05 pp
Distance from the center shows how far Wells Fargo is from the peer median, relative to that median.
- Other30.82%
- Residential23.39%
- Commercial & industrial20.07%
- Consumer12.15%
- Commercial real estate8.28%
- Multifamily2.66%
- Construction1.25%
- HELOC0.96%
- Agriculture0.34%
- Farmland0.08%
Each dot is one percent of gross loans and leases of $997.79B.
03What's inside
Research tools for every bank and credit union.
Measured against true peers
Same-quarter peers by institution type and asset size, with medians, quartiles and percentiles, or your own custom peer group.
Who leads, nationally and by state
Rankings such as fastest deposit and loan growth, lowest cost of deposits and highest margin, plus every institution by home state.
Find institutions that match
Combine conditions on levels and changes, see why each institution matched, and save or export the results.
Branches and market share
Branch deposits and market share by county and metro area, with year-over-year branch network comparisons.
Save, track and share
A personal dashboard, saved institutions, a research library, alerts on new or amended filings, scenarios and board review packs.
04Go deeper
Six analysis workspaces, one institution at a time.
- 01Earnings and pricing
- Quarterly and trailing-year earnings, net interest margin, yields and what drove the change.
- 02Funding and liquidity
- Deposit costs and mix, uninsured and brokered balances, borrowings and deposit beta.
- 03Credit and concentrations
- Delinquencies, charge-offs, allowance coverage and loan concentrations by category.
- 04Capital and growth
- Reported capital ratios, tangible equity, retained earnings and growth capacity.
- 05Securities and repricing
- Available-for-sale and held-to-maturity values, unrealized gains and losses, and repricing buckets.
- 06Operations and members
- Staff productivity, expense and fee mix, and member growth for credit unions.
05Built on the source
Every figure traced to its public filing.
Official data only
Bank Call Reports from the FDIC and FFIEC and credit union 5300 reports from the NCUA. Sources and coverage are shown on every report, and amended filings replace the originals.
Transparent calculations
Definitions, source fields and calculation methods are one click away. Nothing is blended across sources or filled in where a filing is missing.
06Outside and inside
Intelligence shows what's changing. The platform acts on it.
The outside view
- Public filings for every U.S. bank and credit union
- What changed, peer comparisons and signals
- Every figure traced to its filing
The inside view
- Works on your bank's own data, plus external signals
- Finds who to contact, what to offer and why now
- Runs the work through to booked revenue
07FAQ
Questions about FORFI Intelligence
Where does the data come from?
From public regulatory filings: the quarterly Call Reports that banks file through the FDIC and FFIEC, and the Form 5300 reports credit unions file with the NCUA. Every figure is traced back to the filing it came from.
How often is it updated?
Every quarter, as regulators publish new filings. Earlier quarters are rechecked for amendments, so a corrected filing replaces the original figures.
Which institutions are covered?
Every U.S. bank and credit union that files a quarterly report, more than 9,000 institutions in all. Search by name, city, RSSD, FDIC certificate or credit union charter number.
How are peers chosen?
Banks are compared with banks and credit unions with credit unions, in the same quarter and asset band. If a band has too few institutions, it is merged with its neighbor. An institution is never counted in its own peer median.
What are signals?
Short, plain-English observations about where an institution is moving differently from its peers, such as funding costs rising faster than the peer median. They are descriptive screens to help you know where to look. They are not supervisory ratings, credit opinions, forecasts or advice.
Can I export what I find?
Yes. With an account you can export results to CSV and build board-ready review packs with charts, tables and source notes that print cleanly to PDF.
How is it different from FORFI's Revenue Execution Platform?
FORFI Intelligence shows what's changing at an institution from the outside, using public filings. The Revenue Execution Platform works on the inside, with a bank's own data, to find specific revenue opportunities and run the work that turns them into booked revenue.
Can I reuse the data?
You can use it internally and quote brief excerpts with attribution to FORFI. Bulk redistribution or resale needs permission. The full terms are in the dataset license on the FORFI Intelligence site.
→Start exploring
Know the institution. See the opportunity.
Open FORFI Intelligence and explore any U.S. bank or credit union, with every figure traced to its filing.